LEGAL NOTICE

LEGAL NOTICE:

All material in these blogs is original material of Michael Fernandez unless otherwise noted.  No copying of the material in these blogs is allowed without permission, unless, it is for the individual’s personal use and/or for use in matarial that will be distributed at no cost to another.  Any material copied and reposted or otherwise reproduced must included an acknowledgment of myself as the author (as well as any other accredited authors included in the material)

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